SCB Standard Chartered
Cards, ATM, and transfer alerts.
Bangladesh Android beta
Stop guessing where your money went.
Ledgr turns supported bank alerts into clarity. No logins.
This month ৳84,250
Food, rides, and small repeat buys move fastest.
Pattern found Your small spends got loud
Four banks. No login drama.
Ledgr reads supported alerts. Your record stays on your phone.
EBL Eastern Bank
Card, account, and transfer alerts.
MTB Mutual Trust Bank
Purchases, reversals, payments, and returns.
BRAC BRAC Bank
Debit-card purchase alerts.
AI Report
Money talks. Ledgr translates.
What changed, what's normal, and the one move worth making next.
Main driver 65%
This week ৳30,750
Suggestion One action
AI Spend Report
Why this week felt expensive
Dining and rides teamed up. The weekend did the rest.
Spending Report
Your month, minus the spreadsheet
A plain-English memo with one realistic way to save.
Built for the spends you usually miss.
Rarely one big buy. Usually the ordinary stuff, repeating.
Missed spend
Say what you spent
Cash, bKash, or card. Ledgr drafts it. You approve it.
Better defaults
Tiny challenges. Real habits.
Daily caps and merchant breaks, built from how you actually spend.
Cleaner history
Teach it once
Organize a merchant once. Ledgr cleans up past and future spend.
The boring spends are the dangerous ones.
Lunch. Rides. Subscriptions. None feels big alone. Together they explain the month.
Supported bank alerts on your phone. No bank login.
Reports run only with consent. Tracking works without AI.
Transactions, categories, and rules stay on your phone.
How it works
Setup is short because your bank already texts the trail.
- 01 Allow SMS access
Ledgr finds supported alerts from SCB, EBL, MTB, and BRAC Bank.
- 02 Let Ledgr import
Matching alerts become transactions. New ones keep the month current.
- 03 See the pattern
Today, reports, and challenges make the month easy to read.
Questions
Privacy first Data stays on phone
Manual backup Cash and bKash covered
Why does Ledgr need SMS access?
To find supported bank alerts from SCB, EBL, MTB, and BRAC Bank. It ignores personal messages, chats, and OTPs.
Is my data stored on your servers?
No. Your history, categories, and rules stay on your phone. AI reports are optional and use summarized spending, never raw SMS.
Which banks are supported?
Standard Chartered, Eastern Bank, Mutual Trust Bank, and BRAC Bank. Support depends on the alert style your bank sends.
Is AI required?
No. Tracking and organizing work without it. AI reports run only after consent.
Do I need to log expenses manually?
Supported bank SMS is added automatically. Add cash, bKash, or other spend by voice or text.
Is this Android only?
Yes, for now. Ledgr is an Android-native app in closed beta.
Make payday easier to read.
Android only, for now. Built for Bangladesh bank SMS. Phone-first.
Join the Android beta