Every purchase, transfer, and withdrawal captured from SCB and EBL alerts without you typing a thing.
Android beta · SCB & EBL
Know exactly where your money goes.
Ledgr reads your bank SMS and builds a daily spending view, automatically. No spreadsheets, no manual logging, no data entry.
- Zero manual entry
- On-device privacy
- Coaching, not guilt
- Built for Bangladesh
Good afternoon Your SaaS spend dropped 18% this week.
You are keeping ৳22,089 more than last month's pace
This month ৳101,965
Last month ৳124,055
Streak 7 days
Challenge Under ৳4,905
This week
SMTWTFS
Today Txns Tags Settings
How it works
Three steps. No setup wizards.
- Allow SMS access
Ledgr reads transaction alerts from Standard Chartered and Eastern Bank. Nothing else.
- Open the app
Every purchase, transfer, and withdrawal is parsed, categorized, and organized automatically.
- Check your day
See what you spent, what you kept, and how your week is shaping up, at a glance.
Why Ledgr feels different
Most finance apps audit you. Ledgr coaches you.
Daily coaching cards, streak tracking, and spending challenges replace guilt-heavy dashboards.
Your transaction data lives on-device. AI insights are optional. The app works without sending anything to the cloud.
SCB and EBL formats. Sunday-start weeks. Taka-first display. Designed around how banking works here.
Inside the app
A calmer way to see your finances.
Good afternoon Your SaaS spend dropped 18% this week.
You are keeping ৳22,089 more than last month's pace
This month ৳101,965
Last month ৳124,055
Streak 7
day streak
Best: 14
Challenge 2 days under ৳4,905
1 of 2 days done
This week Quieter start, spike on Wednesday
SMTWTFS
Today Txns Tags Settings
Today
Daily coaching, streaks, and a hero card showing what you kept.
Total spend ৳99,590
SCB ৳74,640
EBL ৳24,950
Where your money goes
Food & Dining ৳28,400
Transport ৳18,200
Shopping ৳15,800
Today Txns Tags Settings
Details
Category breakdowns, AI insight teasers, and monthly trends.
Search merchant or bank...
Filter Newest
Today
Pathao Food
৳1,450 2:15 PM
Uber Bangladesh
৳620 10:42 AM
Yesterday
Amazon
৳12,300 8:30 PM
Starbucks Reserve
৳850 3:10 PM
Today Txns Tags Settings
Transactions
Search, filter, and categorize every transaction with full context.
Try Ledgr early.
Currently in closed Android beta for Bangladesh.
Get early access Local-first
Transaction data stays on your device by default.
AI is opt-in
Forecasts and insights are a separate, optional layer.
Banks only
Ledgr reads SCB and EBL transaction alerts. Nothing else.
Questions
Why does Ledgr need SMS access?
Ledgr reads transaction alerts from your bank — that's how it tracks spending without manual entry. It only processes messages from SCB and EBL, not your personal texts.
Is my data stored on your servers?
No. Your transaction data stays on your phone. The only time data leaves your device is if you opt into AI insights, which use aggregated spending data — never raw SMS.
Which banks are supported?
Standard Chartered Bangladesh and Eastern Bank Limited. More banks will be added as the beta grows.
Is AI required?
No. AI insights — forecasts, spending personality, savings radar — are entirely optional. The core app works without them.
Do I need to log expenses manually?
Never. Ledgr parses every bank SMS into a structured transaction automatically. You can optionally categorize merchants for better organization.
Is this Android only?
Yes, for now. Ledgr is an Android-native app in closed beta.